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Cryptocurrency has emerged as a disruptive force in the financial world, challenging traditional banking systems and offering an alternative to conventional currency. Digital currencies like Bitcoin, Ethereum, and others are decentralized, operating on blockchain technology, which eliminates the need for central banks or intermediaries. This has sparked a shift in how people view money, payments, and financial transactions. For traditional banks, cryptocurrencies present both a threat and an opportunity: a threat because they bypass traditional banking channels, and an opportunity to explore new digital assets and technologies.