The various chapters of this work are discussions of those subjects and topics that I believe, when taken collectively, have had a major impact on our Economy because of the events of 9/11. That impact continues today. - Paul J. Murray

Who Should Be Interested In Reading This Book?

Anyone who wants a better insight into any of the following topics:

Y2K

Federal Reserve

Chairman Greenspan

Interest Rates

Terrorism

Anyone who has:

Ever invested in stock market

Ever paid a capital gains tax on a mutual fund distribution

Concern about our vulnerability to terrorism

Wondered why our economy and financial markets turned negative in 2001

Description of Book:

An attempt to identify and examine those financial institutions, economic events, and

tax policies, that were in place prior to 9/11 to see if there were any

interrelationships between these institutions, events and policies that could have led

to the timing of the attacks to have occurred when they did. If there were, in fact,

recurring events, then could these recurring risks be diminished or eliminated. The

various chapters of this work are discussions of those subjects and topics that I

believe, when taken collectively, have had a major impact on our Economy prior to

and because of the events of 9/11. That impact continues today.

What is the Book's Main Message and Its Importance?

There are some problems inherent in our tax system that causes artificial non-economic

trading in the stock markets to occur annually during the September/October time frame.

This trading is not in synch with economic conditions. It poses a problem because it

creates artificial weaknesses in the financial markets.

If anyone wanted to inflict economic damage to the financial structure of this country

they are most likely to achieve their goals during the months of September/October

during this phenomenon when mutual funds and financial institutions, in general, are

taking advantage of the selling by mutual funds who must, for taxation purposes,

distribute their capital gains by year end. Mutual Funds generally close their books by

October 31st in order to provide enough time to determine and distribute their gains in

compliance with tax laws.

Why Was This Book Written and What Was Learned as a Result?

This book was inspired by the events of 9/11 and my realization that there was

probably a sinister reason why it occurred during the September/October

Phenomenon. I was already interested in the influences of the Federal Reserve and

its actions (and inactions) relative to the interest rate yield curve. This relationship, I

suspected, pointed toward further weaknesses in the economy and the financial

markets. I suspected that there were some other events and policies that also

pointed toward this particular time. I needed to satisfy my own curiosity.

Hindsight being 20/20, I wanted to identify what could have pointed to this particular

time. I tried putting myself into the mind of someone who would want to inflict as

much financial damage on the economic stability of this great nation.

Was there a time when the maximum amount of financial and economic damage

could be inflicted? Could such a time be predicted? When would be the best time to

inflict a follow-up that could, or would be the coup-de-grace?

I wanted to use my unique training and experiences in this analysis. I felt that what I

was reading and hearing in the media was not going to the heart of the matter. The

potential financial impact and economic severity of the 9/11 attacks was not

adequately being presented nor understood.

It all came down to: What had...